When shopping for a low cost home loan, you shouldn’t just look for the lowest mortgage rate. A true low rate mortgage also doesn’t have outrageous fees. Every low mortgage rate product should also have the highest levels of service. In other words, getting the best mortgage rate, lowest fees, and highest service isn’t complicated at all.

Look no further than the low mortgage rate chart on our home page.

Taking the best practices from market leaders in all industries, Guaranteed Rate has successfully instituted innovative mortgage systems and technologies to reduce operating costs–a savings that is passed on to you, to provide you low mortgage rates and at the best mortgage prices.

(In millions)
Total Loan Volume Graph

Since our inception in 2000, Guaranteed Rate’s cost-cutting measures and attention to customer service has led directly to our double-digit annual growth in loan volume, increasing to $3.5 billion in 2007. We’ve become the fastest growing mortgage lender in the country by consistently comparing our mortgage rates to our competitors to provide you low mortgage rates and fees.

Compare Our Low Mortgage Rates and Fees To Our Competitors

We’ve streamlined sales and automated the underwriting process to give you the best overall mortgage service. We’ve reduced closing times from months to days to provide the fastest mortgage process. We’ll continue to work hard to provide the best mortgage by implementing industry innovations and improve our technology.

If A Growth Rate of 533% Doesn’t Say Something About Providing Low Mortgage Rates, We Don’t Know What Does

Headquartered in Chicago, Illinois, we were recently featured in Crain’s Chicago Magazine’s Fast Fifty, a list of the region’s 50 fastest growing companies. We were the only mortgage company to make the list. We’re also on their list of largest privately-held companies. With over 500 Employees and over 30 offices nationwide, people may be getting the best mortgage rates and fees in your community already. Everyone is invited to fill out our Secure Online Application

As A Low Mortgage Rate Company, We Compare Rates Daily

Guaranteed Rate is the first consumer advocate mortgage company. We know looking for low mortgage rates and low home loan fees can be confusing and frustrating. That’s why we provide a daily “apples-to-apples” comparison of the lowest mortgage rates and fees of top lenders. When everybody’s rates are compared on a level field, the lowest rate mortgage company becomes clear.

The Federal Reserve recommends comparing several lenders when looking for lowest cost mortgage rates and fees. The FDIC agrees comparison shopping is necessary when getting the best mortgage rate. As the mortgage company with the best rates and best fees, we have the confidence to publicly display our mortgage rates compared to our competitors daily. When you ask yourself, “Where can I get the lowest mortgage rate?” ask yourself where the lender that guarantees the lowest rates and fees is. There’s only one in the entire country.

Realtors Voted Us the Best Mortgage Lender Based on Combining the Best Mortgage Service with the Lowest Mortgage Rates

In an independent study of over 16,000 Realtors by Chicago Agent Magazine, Guaranteed Rate was voted the best mortgage lender. We’ve developed partnerships with more than 1,100 of the best real estate agents in the area by consistently delivering the lowest rates with best-in-class service to their clients.

Realtors trust Guaranteed Rate offers the lowest mortgage rates because we provide:

  • A broad line of loan products to fit most borrowers’ financing,
  • Pre-approvals in one hour
  • In-house Underwriting staff to ensure quick turn-around times
  • On-site Closing and Funding Departments to deliver checks at closing

Realtors Who Compare Low Mortgage Rates and Fees Daily Choose Us

Guaranteed Rate has developed the Realtor Partner Advantage Program for our Realtor Partners to help enhance the service they provide to potential home buyers

Our realtor programs include:

  • Broker Open Sponsorships
  • Direct Marketing Programs
  • Virtual Tour Service
  • Networking Events

Please e-mail us to become one of our Realtor Partners.

Informed consumers are our best customers. After all, they are experts at comparing low mortgage rates, and know a best mortgage company when they see it.